:root{--ink:#171f2b;--navy:#1d2f4a;--blue:#2a5f93;--slate:#5b6470;--line:#dde3ea;--tint:#f2f5f9;--bg:#fcfdfe;--max:1120px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px}
body{margin:0;background:var(--bg);color:var(--ink);font:400 17px/1.65 Inter,system-ui,sans-serif}
h1,h2,h3,.brand,.eyebrow,nav,.btn{font-family:Montserrat,system-ui,sans-serif}
h1{font-size:clamp(36px,5.4vw,66px);line-height:1.08;font-weight:600;margin:12px 0 22px;color:var(--navy)}
h2{font-size:clamp(28px,3.6vw,42px);font-weight:600;color:var(--navy);margin:0 0 10px}
h3{font-size:15px;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin:36px 0 14px}
a{color:inherit}:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
section{padding:84px 0}.tint{background:var(--tint)}
.sub,.lead{color:var(--slate);max-width:56ch}.sub{margin:0 0 32px}
.top{position:sticky;top:0;z-index:9;background:rgba(252,253,254,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;letter-spacing:.2em;text-transform:uppercase;font-weight:500;font-size:15px;color:var(--navy)}
.brand img{height:40px;mix-blend-mode:multiply}.brand b{color:var(--blue);font-weight:500}
nav{display:flex;gap:26px;align-items:center;font-size:14px;font-weight:500}nav a{text-decoration:none;color:var(--slate)}nav a:hover{color:var(--navy)}
nav .cta{background:var(--navy);color:#fff;padding:9px 20px;border-radius:99px}nav .cta:hover{background:var(--blue);color:#fff}
.hero{padding:72px 0 56px;background:linear-gradient(180deg,#fff,var(--tint))}
.hero-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:48px;align-items:center}
.eyebrow{font-size:12px;letter-spacing:.24em;text-transform:uppercase;color:var(--blue);font-weight:600;margin:0}
.btn{display:inline-block;background:var(--navy);color:#fff;border:1.5px solid var(--navy);padding:13px 28px;border-radius:99px;font-weight:600;font-size:15px;text-decoration:none;cursor:pointer;margin:6px 8px 0 0}
.btn:hover{background:var(--blue);border-color:var(--blue)}.btn.ghost{background:transparent;color:var(--navy)}.btn.ghost:hover{background:var(--navy);color:#fff}
.skyline{position:relative;height:440px;display:flex;align-items:flex-end;justify-content:center;gap:14px;border-bottom:2px solid var(--navy)}
.skyline i{display:block;width:34px;height:var(--h);border:1.5px solid var(--blue);border-bottom:0;transform-origin:bottom;clip-path:polygon(0 8%,100% 0,100% 100%,0 100%)}
.skyline img{height:90%;width:auto;mix-blend-mode:multiply}
@media(prefers-reduced-motion:no-preference){.skyline i{animation:rise 1.2s cubic-bezier(.2,.7,.2,1) both}.skyline i:nth-of-type(2){animation-delay:.15s}.skyline i:nth-of-type(3){animation-delay:.3s}.skyline i:nth-of-type(4){animation-delay:.45s}.skyline i:nth-of-type(5){animation-delay:.6s}.skyline img{animation:fade 1.2s .2s both}}
@keyframes rise{from{transform:scaleY(0)}}@keyframes fade{from{opacity:0}}
details{border-top:1px solid var(--line)}details:last-child{border-bottom:1px solid var(--line)}
summary{display:grid;grid-template-columns:70px 1fr 1.4fr 24px;gap:16px;align-items:center;padding:26px 0;cursor:pointer;list-style:none}
summary::-webkit-details-marker{display:none}
summary .n{font:600 14px Montserrat,sans-serif;color:var(--blue);letter-spacing:.14em}
summary .t{font:600 26px Montserrat,sans-serif;color:var(--navy)}summary .s{color:var(--slate);font-size:16px}
summary::after{content:"+";font:300 28px Montserrat;color:var(--blue);justify-self:end}details[open] summary::after{content:"–"}
.panel{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;padding:0 0 34px 86px}
.panel h4{margin:0 0 10px;font:600 12px Montserrat;letter-spacing:.16em;text-transform:uppercase;color:var(--slate)}
.panel ul{margin:0;padding-left:18px}.panel li{margin-bottom:6px;font-size:16px}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:28px}
.card{background:#fff;border:1px solid var(--line);border-top:3px solid var(--blue);padding:22px;border-radius:6px}
.card b{font:600 18px Montserrat;color:var(--navy);display:block;margin-bottom:8px}.card p{margin:0;color:var(--slate);font-size:15px}
.pills{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px}
.pills li{border:1px solid var(--blue);color:var(--navy);padding:6px 16px;border-radius:99px;font-size:14px;background:#fff}
.two{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.chips{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:24px}
.chips button{font:500 16px Montserrat,sans-serif;background:#fff;color:var(--navy);border:1.5px solid var(--navy);padding:12px 24px;border-radius:99px;cursor:pointer}
.chips button[aria-pressed=true]{background:var(--navy);color:#fff}
.result{background:var(--tint);border-left:4px solid var(--blue);padding:26px;max-width:640px;border-radius:0 8px 8px 0}
.result h3{margin:0 0 6px;font-size:22px;letter-spacing:.04em;text-transform:none;color:var(--navy)}.result p{margin:0 0 14px;color:var(--slate)}
form{display:grid;gap:16px;max-width:560px}label{display:grid;gap:6px;font-weight:500;font-size:15px}
input,textarea{font:inherit;padding:13px 14px;border:1.5px solid #c7d0db;border-radius:8px;background:#fff;width:100%}
textarea{min-height:140px;resize:vertical}input:focus,textarea:focus{border-color:var(--blue);outline:none}
.hp{position:absolute;left:-9999px}.note{color:var(--slate);font-size:14px;margin:0}#status{min-height:1.5em;margin:0;font-weight:500}
.details p{margin:0 0 18px}
footer{border-top:1px solid var(--line);padding:36px 0}.foot{display:flex;justify-content:space-between;align-items:center;gap:20px}
.foot img{height:90px;mix-blend-mode:multiply}.foot p{color:var(--slate);font-size:14px}
@media(max-width:860px){.hero-grid,.two,.panel{grid-template-columns:1fr}.panel{padding-left:0}.cards{grid-template-columns:1fr 1fr}
summary{grid-template-columns:44px 1fr 24px}summary .s{display:none}.skyline{height:300px}nav a:not(.cta){display:none}.brand span{display:none}}
@media(max-width:520px){.cards{grid-template-columns:1fr}}